Debate:Should Americans be required to buy health insurance?

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Should Americans be required to buy health insurance?

YES

There are 47 million Americans without health insurance.[1]

The result of the above-mentioned people being without cover is a death rate estimated to be around 45,000/year[2]

Current schemes result in high costs for Americans, and are responsible for around 60% of all declarations of bankruptcy.[3]


For the above reasons, the humanitarian/utilitarian decision is evidently to support public funded healthcare in the United States of America. Furthermore, from an economically motivated point of view it is also beneficial, as the cost of healthcare in other nations currently implementing a taxpayer funded system is demonstrably lower than that in the United States,[4] where individuals have to find their own insurance.

It is also worth noting that there have been many cases of insurance companies either 1) denying cover for those with pre-existing conditions (thus leaving them incapable of surviving without government funding, and creating a burden for the taxpayer much higher than it would be in a public system) or 2) exploiting legal loopholes to deny cover paid for arbitrary reasons.


The opposition argues that as "Millions of the people without insurance here aren't Americans; they are illegal aliens.". The implication made by the opponents is that because the uninsured are not American citizens they are somehow inferior. We would like to highlight for the opposition that holding Citizenship of the United States does not place one at a higher status or priority in regard to medical care, and that to decline care for aliens merely because they are so is contradictory to the "golden rule" honoured by -among many other doctrines- the Holy Bible.

NO

It's unconstitutional to make people buy something. Neither doctors nor hospitals here turn patients away if they lack insurance, and many will treat first, bill later (even if they know you can't pay them).

Millions of the people without insurance here aren't Americans; they are illegal aliens. Also in European countries, where there is a government controlled health care system, illegal immigrants and refugees do not have health care as either officially do not exist, or it is not known whether they will remain in the country. These people's status is actually quite comparable to foreign tourists who neither have a health insurance in the United States.

And around 10 million Americans are only without insurance because they are between jobs; it takes such a person typically 4 months to get a new job (and with it, health insurance).

Amendment 14 of the US constitution "No State shall make or enforce any law which shall abridge the privileges or immunities of citizens of the United States." We would benefit better by standing against the government telling us what to do. The Democrat government could also have simply founded a health care system for people who could not afford one instead of forcing a large majority of Americans into its health care system.

A government should only intervene in health care issues if charity organizations cannot support the needy anymore and human lives are at risk. Forcing people to support cancer patients and others who live a responsible lifestyle but still cannot afford treatment is obligating people to save a life when they can which is a law in many American states. This is quite different from the liberal government using these issues to control more of its citizen's private space.

Being native to a European country and still living there, I can tell that a government controlled health system reduces self-initiative charity of citizens. More and more people simply consider it the responsibility of "Mother State" to take care of them and their co-citizens. This is not a Biblical way of charity, as citizens are simply paying a "charitable" institution rather than being charitable themselves.

Forced "insurance" causes many complications, and eventually it is very likely that a "new, efficient" single-payer system will be introduced. This is also known as socialized medicine, which has proven to cause poor healthcare with tremendous wait times, often resulting in death of individuals waiting for an often simple treatment. This will also often lead to healthcare rationing and even what have been referred to as "Death panels" which would decide who can receive care and who cannot.

Many of the uninsured people do not need insurance, as they are healthy young individuals. While portrayed as poor, neglected people, they often are saving incredible amounts of money by not wasting it on insurance they wouldn't use.[5]

References