Difference between revisions of "Savings"
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− | '''Savings''' | + | '''Savings''' is income not spent, or deferred consumption. It can be [[money]] that is set aside in either a [[savings account]] or [[certificate of deposit]] or stored at home in a safe or other secure location for future use, including [[retirement]]. Nations can be compared based on a national "rate of savings" which is the ratio of new savings deposits as a portion of the [[gross domestic product]] of the nation. Currently in [[America]] the rate of savings is very low. Economists study savings patterns of businesses, households or both.<ref>{{cite web|url=http://www.bostonfed.org/economic/conf/conf25/conf25a.pdf|format=PDF|title=The Concept and Measurement of Savings: The United States and Other industrialized Countries|accessdate=March 4, 2016}}</ref> |
− | + | ==See also== | |
− | ==See | + | * [[Savings account]] |
− | * [[Savings account]] | + | * [[Certificate of deposit]] |
* [[American economic history]] | * [[American economic history]] | ||
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− | + | ==References== | |
− | + | {{reflist}} | |
− | + | {{Economic preparedness topics}} | |
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[[Category:Finance]] | [[Category:Finance]] | ||
[[Category:Economics]] | [[Category:Economics]] |
Revision as of 18:59, July 8, 2021
Savings is income not spent, or deferred consumption. It can be money that is set aside in either a savings account or certificate of deposit or stored at home in a safe or other secure location for future use, including retirement. Nations can be compared based on a national "rate of savings" which is the ratio of new savings deposits as a portion of the gross domestic product of the nation. Currently in America the rate of savings is very low. Economists study savings patterns of businesses, households or both.[1]
See also
References
- ↑ The Concept and Measurement of Savings: The United States and Other industrialized Countries (PDF). Retrieved on March 4, 2016.