Changes

===History of Penalty for Failure to Purchase Coverage===

===History of Penalty for Failure to Purchase Coverage===

Monthly payments for Obamacare are massive, roughly 12-15% of an individual's annual salary.  If an individual fails to purchase coverage and does not meet the exceptions or the religious exemption, then a financial penalty will be assessed for non-indigent individuals.

Monthly payments for Obamacare are massive, roughly 12-15% of an individual's annual salary.  If an individual fails to purchase coverage and does not meet the exceptions or the religious exemption, then a financial penalty will be assessed for non-indigent individuals. An exemption is available if more than 8% of the individual's household income would be required to pay for the cheapest available coverage.<ref>https://www.healthcare.gov/exemptions/</ref>

Fines were to be paid to the HHA of the State in which the person resides. That agency also may establish a procedure to waive the penalty if the penalty poses a hardship. Each State would determine appropriate mechanisms to enforce the requirement that individuals be enrolled.<ref> http://wyden.senate.gov/issues/Healthy%20Americans%20Act/HAA_Section_by_Section.pdf (Link doesn't work.)</ref>

Fines were to be paid to the HHA of the State in which the person resides. That agency also may establish a procedure to waive the penalty if the penalty poses a hardship. Each State would determine appropriate mechanisms to enforce the requirement that individuals be enrolled.<ref> http://wyden.senate.gov/issues/Healthy%20Americans%20Act/HAA_Section_by_Section.pdf (Link doesn't work.)</ref>