Difference between revisions of "Savings"

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'''Savings''' refers to [[money]] ([[fiat currency]]) that is set aside in either a [[savings account]] or [[Certificate of deposit]] or stored at home in a safe or other secure location for future use including [[retirement]]. Currently in [[America]] the rate of savings is very low since the [[interest rate]]s are very low (see [[Quantitative easing]] and [[monetary policy]] and due to [[inflation]] (see [[Consumer Price Index]]). Because of this, many people choose to [[invest in tangibles]] rather than savings in [[currency]].
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'''Savings''' is income not spent, or deferred consumption. It can be [[money]] that is set aside in either a [[savings account]] or [[certificate of deposit]] or stored at home in a safe or other secure location for future use, including [[retirement]]. Nations can be compared based on a national "rate of savings" which is the ratio of new savings deposits as a portion of the [[gross domestic product]] of the nation.  Currently in [[America]] the rate of savings is very low. Ecconomists study savings patterns of businesses, households or both.<ref>{{cite web|url=http://www.bostonfed.org/economic/conf/conf25/conf25a.pdf|format=PDF|title=The Concept and Measurement of Savings:
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The United States and Other industrialized Countries|accessdate=March 4, 2016}}</ref>
  
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==See also==
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==See Also==
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* [[Savings account]]
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* [[Savings account]] and [[Certificate of deposit]]
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* [[Certificate of deposit]]
 
* [[American economic history]]
 
* [[American economic history]]
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* [[Essay:Invest in tangibles]] - [[:Category:Survivalism|Economic preparedness]]
 
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* [[Inflation]] versus [[Interest rate]]s / [[Rate of return]]
 
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* [[Self-directed IRA]] and [[IRA]], [[401(k)]], Roth IRA, [[403(b)]], [[Retirement]], [[Social security]]
 
  
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==References==
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{{reflist}}
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* [[:Category:Banksters|Banksters]]: [[MF Global]], [[Goldman Sachs]]
 
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* [[National debt]]: [[Debt Ceiling]]-[[Deficit spending]] and the [[Federal Reserve System]]'s [[Ponzi scheme]] of [[Quantitative easing]]-[[Debt monetization]] [[devaluation]] of [[Fiat currency]] through [[Money supply]]-[[Treasury bill]]s bought mostly by [[China]] and [[Japan]]
 
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[[File:Shovelready.jpg|right|250px]]
 
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* [[Globalization]], [[Globalism]], [[International Monetary Fund]], [[World Bank]]
 
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* [[John Maynard Keynes]] [[liberal]] [[Keynesian economics]] and [[Fabian Socialism|Fabian Socialist]] influence on [[Barack Obama]]
 
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* '''[[Big government | Big Government]]''': [[Liberal values|Liberal]] [[ObamaCare]]-[[Common Core]]-[[Social Security]] [[Welfare state]] leads to [[Nanny state]], leads to [[Gun control]], [[Militarization of police]], [[Asset forfeiture]] and Domestic [[mass surveillance]] of law-abiding [[citizen]]s via the '''[[Police state]]''': [[Globalist]]-[[United Nations]]-[[Statist]]-[[Socialist]]-[[National Socialist]]-[[Communist]]
 
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'''Contrast with:'''
 
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* [[Ludwig von Mises]]' [[conservative]] [[libertarian]] [[Austrian economics]] and [[Fiscal conservatism]] -[[Capitalist]] [[Conservative economic policies]] of [[Ron Paul]]
 
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* [[Gold standard]] and [[precious metal]]s
 
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* [[Essay:Invest in tangibles|Invest in tangibles]] for [[:Category:Survivalism|Economic preparedness]]
 
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* '''[[Limited government]]''' implies: [[Conservative values]]/[[Traditional values]] - [[Modern conservatism]] - [[Preparedness | Modern preparedness]] are the original [[American]] [[Patriot]] [[Founding Fathers]]' values
 
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* [[Modern preparedness]]: "[[if times get tough, or even if then don't]]", [[Debt is financial cancer]], [[Tax is theft]], [[Renewable energy]], [[Financial security]], [[You are in control of your life]]
 
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** [[Invest in tangibles]] - [[Rural]] [[farm]] [[land]], [[Tools]], [[Food storage]], [[Precious Metals]], [[Ammunition | Copper-jacketed lead]] and [[Firearms]]
 
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** [[Agriculture]]-[[Permaculture]]: [[Growing your own food]], [[Food and water storage]]
 
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{{Template:Economic preparedness topics}}
 
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[[Category : Economic Preparedness]]
 
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[[Category:Retirement]]
 
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[[Category:Investments]]
 
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[[Category:Real Estate]]
 
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[[Category:Banksters]]
 
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[[Category:Banks]]
 
 
[[Category:Finance]]
 
[[Category:Finance]]
 
[[Category:Economics]]
 
[[Category:Economics]]
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==References==
 
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{{reflist}}
 
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[[Category:Precious Metals]]
 
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[[Category:Investments in Tangibles]]
 
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[[Category:Survivalism]]
 

Revision as of 02:21, March 5, 2016

Savings is income not spent, or deferred consumption. It can be money that is set aside in either a savings account or certificate of deposit or stored at home in a safe or other secure location for future use, including retirement. Nations can be compared based on a national "rate of savings" which is the ratio of new savings deposits as a portion of the gross domestic product of the nation. Currently in America the rate of savings is very low. Ecconomists study savings patterns of businesses, households or both.[1]

See also

References

  1. ↑ [http://www.bostonfed.org/economic/conf/conf25/conf25a.pdf The Concept and Measurement of Savings: The United States and Other industrialized Countries] (PDF). Retrieved on March 4, 2016.
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