Difference between revisions of "Bankruptcy"

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'''Bankruptcy''' refers to statutes and judicial proceedings involving persons or businesses that cannot pay their [[debt]]s and seek the assistance of the court in getting a fresh start. Under the protection of the [[bankruptcy court]], debtors may be released from or "discharged" from their debts, perhaps by paying a portion of each debt. [[Bankruptcy judges]] preside over these proceedings. The person with the debts is called the debtor and the people or companies to whom the debtor owes money are called [[credit]]ors.  
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'''Bankruptcy''', in finance and legal arenas, refers to a process whereby a person or business who is unable to pay their debts, may petition a court for relief (in whole or in part) from having to repay the debts, or to obtain more time to do so.
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Not all persons or businesses end up bankrupt as a result of poor financial decisions: economic downturns or technological changes may result in reduced demand for a product, or an accident or illness may leave a person with huge medical bills.
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In the United States, bankruptcy proceedings are handled under the [[Bankruptcy Code|United States Bankruptcy Code]] and are overseen by a [[bankruptcy court]] (which is equivalent to a District Court but handles only bankruptcy hearings).
  
 
== Types of bankruptcies==
 
== Types of bankruptcies==
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== See also ==
 
== See also ==
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* [[Bankruptcy code]]
 
 
* [[341 meeting]]
 
* [[341 meeting]]
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* [[Preparedness|Economic preparedness]]
 
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[[Category:Legal Terms]]
 
[[Category:Legal Terms]]
 
[[Category:Bankruptcy Law]]
 
[[Category:Bankruptcy Law]]
 
[[Category:Economics]]
 
[[Category:Economics]]
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[[Category:Great Depression]]
 
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[[Category:Threats]]
 
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[[Category:Survivalism]]
 

Revision as of 18:10, March 2, 2018

Bankruptcy, in finance and legal arenas, refers to a process whereby a person or business who is unable to pay their debts, may petition a court for relief (in whole or in part) from having to repay the debts, or to obtain more time to do so.

Not all persons or businesses end up bankrupt as a result of poor financial decisions: economic downturns or technological changes may result in reduced demand for a product, or an accident or illness may leave a person with huge medical bills.

In the United States, bankruptcy proceedings are handled under the United States Bankruptcy Code and are overseen by a bankruptcy court (which is equivalent to a District Court but handles only bankruptcy hearings).

Types of bankruptcies

See also