Changes

==Social Security and African-Americans==

==Social Security and African-Americans==

When Social Security was first passed most blacks worked on farms or as domestics and were not covered.  Nealry all have left the farms--and the the few remaining domestics are now covered.  

When Social Security was first passed most blacks worked on farms or as domestics and were not covered.  Nearly all have left the farms--and the the few remaining domestics are now covered.  

The amount of social security benefits received depends on how long one lives after retiring. African-Americans generally have lower life expectancies than other groups. When a black man reaches age 65, he is expected to live only another 13.9 years, almost 2 years (24 payments) less than a white male. The RAND Corporation concluded that, because of differences in life expectancies and marriage rates, on a life-time basis the income transfer from blacks to whites is as much as $10,000 per person.  However, blacks aree more likely to receive disability benefits.

The amount of social security benefits received depends on how long one lives after retiring. African-Americans generally have lower life expectancies than other groups. When a black man reaches age 65, he is expected to live only another 13.9 years, almost 2 years (24 payments) less than a white male. The RAND Corporation concluded that, because of differences in life expectancies and marriage rates, on a life-time basis the income transfer from blacks to whites is as much as $10,000 per person.  However, blacks aree more likely to receive disability benefits.