Changes

'''Automated teller machine''' commonly referred to as '''ATM''' is a kiosk-style machine that a [[bank]] provides customers access to personal savings and checking accounts, to withdraw or deposit [[money]]. The machine replaces interaction with bank branch staff (teller) and is conveniently accessible for 24 hours a day. Nearly all banks accept other banks transactions. Fees are typically $3 or higher for withdraws that take place on ATMs not owned by the customer's bank.  

'''Automated teller machine''' commonly referred to as '''ATM''' is a kiosk-style machine that a [[bank]] provides customers access to personal savings and checking accounts, to withdraw or deposit [[money]]. The machine replaces interaction with bank branch staff (teller) and is conveniently accessible for 24 hours a day. Nearly all banks accept other banks transactions. Fees are typically $3 or higher for withdraws that take place on ATMs not owned by the customer's bank.  

The number of ATM withdrawals consumers made in 2012 was 5.8 billion. <ref>[http://www.atmmarketplace.com/articles/fed-study-fills-in-the-numbers-for-atm-transaction-volumes-and-values/ Fed study fills in the numbers for ATM transaction volumes and values, ATM marketplace, July 29, 2014]</ref>

The number of ATM withdrawals consumers made in 2012 was 5.8 billion.<ref>[http://www.atmmarketplace.com/articles/fed-study-fills-in-the-numbers-for-atm-transaction-volumes-and-values/ Fed study fills in the numbers for ATM transaction volumes and values, ATM marketplace, July 29, 2014]</ref>

==References==

==References==