Various US statutory laws directly or incidentally affect privacy rights, notably the The Electronic Communications Privacy Act of 1986 (ECPA),<ref>https://it.ojp.gov/PrivacyLiberty/authorities/statutes/1285</ref> the Gramm–Leach–Bliley Act (GLBA),<ref>https://www.ftc.gov/tips-advice/business-center/privacy-and-security/gramm-leach-bliley-act</ref><ref name=glba_ltr>http://www.skoozeme.com/privacy/glba_letter.html</ref> also known as the Financial Services Modernization Act of 1999, The Fair Credit Reporting Act (FRCA),<ref>https://www.nolo.com/legal-encyclopedia/what-is-the-fair-credit-reporting-act.html</ref> and HIPAA (Health Insurance Portability and Accountability Act of 1996).<ref>https://searchhealthit.techtarget.com/definition/HIPAA</ref> | Various US statutory laws directly or incidentally affect privacy rights, notably the The Electronic Communications Privacy Act of 1986 (ECPA),<ref>https://it.ojp.gov/PrivacyLiberty/authorities/statutes/1285</ref> the Gramm–Leach–Bliley Act (GLBA),<ref>https://www.ftc.gov/tips-advice/business-center/privacy-and-security/gramm-leach-bliley-act</ref><ref name=glba_ltr>http://www.skoozeme.com/privacy/glba_letter.html</ref> also known as the Financial Services Modernization Act of 1999, The Fair Credit Reporting Act (FRCA),<ref>https://www.nolo.com/legal-encyclopedia/what-is-the-fair-credit-reporting-act.html</ref> and HIPAA (Health Insurance Portability and Accountability Act of 1996).<ref>https://searchhealthit.techtarget.com/definition/HIPAA</ref> |