Changes

2.  “Free enterprise does not cause interest rates.  Impatience does!”  Explain both views.

2.  “Free enterprise does not cause interest rates.  Impatience does!”  Explain both views.

'''Free enterprise explains interest rates as someone will not allow someone else to use his money unless he obtains something in return.  The interest rate is the "price" for use of someone's money, just as goods and services have their own prices in free enterprise.'''

'''Free enterprise explains [[interest]] rates as someone will not allow someone else to use his money unless he obtains something in return.  The interest rate is the "price" for use of someone's money, just as goods and services have their own prices in free enterprise.'''

'''Impatience explains interest rates as the emotional desire to have something "right now" causes them to pay more than they would if they were patient and simply waited until they saved the money themselves.'''

'''Impatience explains interest rates as the emotional desire to have something "right now" causes them to pay more than they would if they were patient and simply waited until they saved the money themselves.'''