Changes

Establishes a new Consumer Operated and Oriented Plan (CO-OP) program with the goal of creating non-profit, member-run health insurance companies in every state

Establishes a new Consumer Operated and Oriented Plan (CO-OP) program with the goal of creating non-profit, member-run health insurance companies in every state

=== Impact on the deficit ===

=== Impact on the deficit and expanded welfare spending ===

The Congressional Budget Office (CBO) projects that Obamacare’s refundable health insurance tax credits (or [[tax expenditure]]s<ref>[http://www.concordcoalition.org/publications/facing-facts/1996/0913/back-door-entitlement The Back-Door Entitlement], The Concord Coalition.</ref> in D.C. parlance) will add to the [[national debt]] $1.36 trillion in the first seven years of implamentation. 85% of filers who claim the tax credit will end the year with zero or negative income tax liability. Since the tax credit is refundable, nearly all 11.3 million of these filers will have negative income tax liability and will no longer pay the cost of government by contributing federal income taxes.  Tax credits, or tax expenditures, are a form of federal un-appropriated [[backdoor spending]].  

The Congressional Budget Office (CBO) projects that Obamacare’s refundable health insurance tax credits (or [[tax expenditure]]s<ref>[http://www.concordcoalition.org/publications/facing-facts/1996/0913/back-door-entitlement The Back-Door Entitlement], The Concord Coalition.</ref> in D.C. parlance) will add to the [[national debt]] $1.36 trillion in the first seven years of implamentation. 85% of filers who claim the tax credit will end the year with zero or negative income tax liability. Since the tax credit is refundable, nearly all 11.3 million of these filers will have negative income tax liability and will no longer pay the cost of government by contributing federal income taxes.  Tax credits, or tax expenditures, are a form of federal un-appropriated [[backdoor spending]].