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''A Christmas Carol'' is essentially the story of [[Ebenezer Scrooge]], a master of money exchange who built up his own wealth through years of work, but at the same time built up his own tightfisted, miserly ways as well; so miserly in fact that he would rather have the poor and destitute go to the prisons and workhouses and live there (where his own taxes are put to use), and if they die then the "surplus population" is decreased, rather than give the slightest amount to charity on their behalf.

''A Christmas Carol'' is essentially the story of [[Ebenezer Scrooge]], a master of money exchange who built up his own wealth through years of work, but at the same time built up his own tightfisted, miserly ways as well; so miserly in fact that he would rather have the poor and destitute go to the prisons and workhouses and live there (where his own taxes are put to use), and if they die then the "surplus population" is decreased, rather than give the slightest amount to charity on their behalf.

But things change when Scrooge's dead business partner, Jacob Marley, returns from beyond, bearing the ponderous chains of guilt, and warns Scrooge that he will face similar consequences (worsened by seven more years—the story is set seven years to the day of Marley's death) unless he changes from within.  Scrooge will be given the chance to repent by the visitation of three spirits (the Ghosts of Christmas Past, Present, and Future).  

But things change when Scrooge's dead business partner, Jacob Marley, returns from beyond, bearing the ponderous chains of guilt, and warns Scrooge that he will face similar consequences (worsened by seven more years—the story is set seven years to the day of Marley's death on Christmas Eve) unless he changes from within.  Scrooge will be given the chance to repent by the visitation of three spirits (the Ghosts of Christmas Past, Present, and Future).  

The Ghost of Christmas Past takes Scrooge back to his unhappy childhood, his unfeeling father, the loss of his sister giving birth to Fred (his nephew and only relative), and the breakup of his engagement to Belle due to his move of money.  

First, the Ghost of Christmas Past takes Scrooge back to his unhappy childhood, his unfeeling father, the loss of his sister giving birth to Fred (his nephew and only relative), and the breakup of his engagement to Belle due to his move of money.  

The Ghost of Christmas Present shows Scrooge the conditions his miserly ways have on Bob Cratchit and his family. Though they are poor the family is quite happy, but deeply concerned about the health of the youngest child, Tiny Tim. The Ghost informs Scrooge that if things do not change Tiny Tim will die (implying that his condition is not fatal, but Cratchit's meager salary will not provide the care he needs), then on two separate occasions uses Scrooge's comments to the charitable solicitors against him.  

Next, the Ghost of Christmas Present shows Scrooge the conditions his miserly ways have on Bob Cratchit and his family. Though they are poor the family is quite happy, but deeply concerned about the health of the youngest child, Tiny Tim. The Ghost informs Scrooge that if things do not change Tiny Tim will die (implying that his condition is not fatal<ref>Speculation about the disease which Tiny Tim had has centered on either rickets or renal tubular acidosis, both of which were fatal if untreated but easily treatable during Dickens' lifetime.</ref>, but Cratchit's meager salary will not provide the care he needs), then on two separate occasions uses Scrooge's comments to the charitable solicitors against him.  

Finally the Ghost of Christmas Future shows the death of a person disliked by the city: several men will attend his funeral only if lunch is provided, a couple rejoices that the man's death gives them more time to repay the debt, and three criminals steal the deceased's belongings.  The Cratchits are shown mourning the death of Tiny Tim.  The Ghost then takes Scrooge to an unkempt grave with a solitary name on the headstone: '''SCROOGE''', implying that the deceased was Scrooge himself.  

Finally the Ghost of Christmas Future shows the death of a person disliked by the city: several men will attend his funeral only if lunch is provided, a couple rejoices that the man's death gives them more time to repay the debt, and three criminals steal the deceased's belongings.  The Cratchits are shown mourning the death of Tiny Tim.  The Ghost then takes Scrooge to an unkempt grave with a solitary name on the headstone: '''SCROOGE''', implying that the deceased was Scrooge himself.