Changes

Employees are automatically vested for their contributions and associated earnings on those from day one, but are not vested in automatic/matching contributions and associated earnings on those until three years after employment (two years in some cases); if the employee leaves those contributions are forfeited (and used to pay administrative fees, which makes the TSP among the lowest-cost plans available).

Employees are automatically vested for their contributions and associated earnings on those from day one, but are not vested in automatic/matching contributions and associated earnings on those until three years after employment (two years in some cases); if the employee leaves those contributions are forfeited (and used to pay administrative fees, which makes the TSP among the lowest-cost plans available).

The TSP offers ten fund options, five of which are traditional funds and five are "Lifecycle" (target-date) funds:

The TSP offers ten fund options, five of which operate like traditional index [[mutual fund]]s and five are "Lifecycle" (target-date) funds:

*G (Government) Fund -- invests in special government securities not offered to the general public.  This is the only fund where a positive return on investment is guaranteed as the securities are guaranteed by the "full faith and credit" of the US Government.

*G (Government) Fund -- invests in special government securities not offered to the general public.  This is the only fund where a positive return on investment is guaranteed as the securities are guaranteed by the "full faith and credit" of the US Government.

*C (Common Stock) Fund -- invests in the BlackRock Equity Index Fund, which attempts to match the total return version of the S&P 500.

*C (Common Stock) Fund -- invests in the BlackRock Equity Index Fund, which attempts to match the total return version of the S&P 500.