Changes

Employees are automatically vested for their contributions and associated earnings on those from day one, but are not vested in automatic/matching contributions and associated earnings on those until three years after employment (two years in some cases); if the employee leaves those contributions are forfeited (and used to pay administrative fees, which makes the TSP among the lowest-cost plans available).

Employees are automatically vested for their contributions and associated earnings on those from day one, but are not vested in automatic/matching contributions and associated earnings on those until three years after employment (two years in some cases); if the employee leaves those contributions are forfeited (and used to pay administrative fees, which makes the TSP among the lowest-cost plans available).

Both traditional and Roth TSP accounts are available for the employee's contribution (the agency automatic and matching contributions are automatically deposited into a traditional account).

Both traditional and Roth TSP accounts are available for the employee's contribution (the agency automatic and matching contributions are automatically deposited into a traditional account).  In addition the TSP allows, in some cases, rollovers from other employer defined contribution plans.

The TSP offers ten fund options, five of which operate like traditional index [[mutual fund]]s and five are "Lifecycle" (target-date) funds:

The TSP offers ten fund options, five of which operate like traditional index [[mutual fund]]s and five are "Lifecycle" (target-date) funds: