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Let's salvage the very simple facts, without the evangelism
'''Health insurance''' is [[insurance]] against expenses incurred from [[health care]]. In the [[United States]], health insurance is a service provided by private companies, but in many countries (including [[Canada]]), health insurance is partially or completely funded by the [[government]].
==In the United States==
In the United States, health insurance is a service provided by private companies. Generally, businesses in the United States negotiate health insurance services for their employees, who then pay for their health insurance with an automatic deduction from their paychecks, although some people buy health insurance services on their own.
There are two types of payments for insurance services under the American model. The periodic payment, paid in order to maintain health insurance coverage, is called the premium. When a worker's insurance pays a medical expense, a certain fixed amount of the expense is paid by the worker. This payment is called the deductible.
==In the United States==
In the United States, health insurance is a service provided by private companies. Generally, businesses in the United States negotiate health insurance services for their employees, who then pay for their health insurance with an automatic deduction from their paychecks, although some people buy health insurance services on their own.
There are two types of payments for insurance services under the American model. The periodic payment, paid in order to maintain health insurance coverage, is called the premium. When a worker's insurance pays a medical expense, a certain fixed amount of the expense is paid by the worker. This payment is called the deductible.