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For example, garnishment is used by a [[judgment-creditor]] to make a claim to moneys of a judgment-debtor in a bank.
 
For example, garnishment is used by a [[judgment-creditor]] to make a claim to moneys of a judgment-debtor in a bank.
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As a remedy, it is considered ''extremely'' harsh.  Some states, by constitutional law, provide that garnishment of wages is strictly illegal.  Texas provides as much by Article 49 of its Constitution.
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As a remedy, it is considered harsh.  Some states, by constitutional law, provide that garnishment of wages for consumer debt is illegal.  Texas provides as much by Article 49 of its Constitution. However, even in those states [[wage garnishment]] is permitted for child support, government-backed student loans, and certain federal taxes."
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== See also ==
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[[wage garnishment]]
 
[[Category:Legal terms]]
 
[[Category:Legal terms]]
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