A '''natural disaster''' is a disaster caused by natural forces, as in, a volcano, or a hurricane.
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A '''natural disaster''' is a disaster caused by natural forces. An example would be a [[volcano]], or a [[hurricane]].
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Christians<ref>http://news.bbc.co.uk/1/hi/magazine/4138095.stm</ref>, courts<ref>http://www.phrases.org.uk/meanings/23550.html</ref><!-- if you can find a US link, all the better, though its the same on both sides of the pond-->, and insurance agencies<ref>http://www.chiff.com/personal_finance/insurance-acts-god.htm</ref> call a "natural disaster" an [[Act of God]] .
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Insurance agencies often refer to natural disasters as "Acts of God".<ref>http://www.chiff.com/personal_finance/insurance-acts-god.htm</ref> Many policies have provisions that companies will not insure against such occurrences. For instance home owner's insurance in southern California does not cover [[earthquake]]s. Earthquake protection must be purchased separately.
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The original reference to "Acts of God" came through a court case in 1803.<ref>http://www.phrases.org.uk/meanings/23550.html</ref>