Ebenezer Scrooge
Ebenezer Scrooge is the main character in Charles Dickens's novella A Christmas Carol. Scrooge is the master of money exchange who built up his own wealth through years of work, but at the same time built up his own tightfisted, miserly ways as well; so miserly in fact that he would rather have the poor and destitute go to the prisons and workhouses and live there (where his own taxes are put to use) rather than give the slightest amount to charity on their behalf.
Scrooge also has had difficult relationships with the people in his daily life, such as his nephew and his clerk, Bob Cratchit. In his past, he had rejected his fiancée, Belle, and turned his back on having a family of his own.
But things change when his dead partner, Jacob Marley, returns from beyond, bearing the ponderous chains of guilt, and warns Scrooge that he will face similar consequences unless he changes from within. Scrooge will be given the chance to repent by the visitation of three spirits (the Ghosts of Christmas Past, Present, and Future).
The Ghost of Christmas Past takes Scrooge back to his unhappy childhood, his unfeeling father, the loss of his sister giving birth to Fred (his nephew and only relative), and the breakup of his engagement to Belle due to his love of money.
The Ghost of Christmas Present shows Scrooge the conditions his miserly ways have on Bob Cratchit and his family. Though they are poor the family is quite happy, though deeply concerned about the health of the youngest child, Tiny Tim. The Ghost informs Scrooge that if things do not change Tiny Tim will die (implying that his condition is not fatal, but Cratchit's meager salary will not provide the care he needs), then on two separate occasions uses Scrooge's comments to the charitable solicitors against him.
Finally the Ghost of Christmas Future shows the death of a person disliked by the city: several men will attend his funeral only if lunch is provided, a couple rejoices that the man's death gives them more time to repay the debt, and three criminals steal the deceased's belongings. The Ghost then takes Scrooge to an unkempt grave with a solitary name on the headstone: SCROOGE, implying that the deceased was Scrooge himself.
The visitations have the desired effect: Scrooge anonymously buys a large turkey and has it delivered to the Cratchit family, meets the solicitors and gives them a large amount, and attends Christmas dinner with Fred. The next day he agrees to raise Cratchit's salary and ultimately becomes a second father to Tiny Tim, making sure he gets the care he needs.
