Changes

Here are some examples of agency decisions affecting ordinary people:

Here are some examples of agency decisions affecting ordinary people:

*The [[Election Assistance Commission]] (EAC) maintains a federal voter registration form.  Decisions of the EAC determine what the contents of the form are.  The EAC decided that an oath and checkbox is sufficient proof of citizenship for applicants using the federal form.  [[Kansas]] and [[Arizona]], however, have state laws requiring documentary proof of citizenship.  A conservative, Kansas Secretary of State [[Kris Kobach]], brought a federal lawsuit seeking to have the EAC include instructions for Kansas and Arizona voters to include documentary proof of citizenship.

*The [[Election Assistance Commission]] (EAC) maintains a federal voter registration form.  Decisions of the EAC determine what the contents of the form are.  The EAC decided that an oath and checkbox is sufficient proof of citizenship for applicants using the federal form.  [[Kansas]] and [[Arizona]], however, have state laws requiring documentary proof of citizenship (such as a birth certificate).  A conservative, Kansas Secretary of State [[Kris Kobach]], brought a federal lawsuit seeking to have the EAC include instructions for Kansas and Arizona voters to include documentary proof of citizenship.

*The [[Consumer Financial Protection Bureau]] is authorized under the Dodd-Frank Act to restrict the use of pre-dispute arbitration clauses in financial contracts, based on the results of a study it is currently (as of 2014) conducting.  This could have a profound effect on the availability of a streamlined forum where consumers can bring legal claims against banks, as well as the availability of financial products resulting from the savings banks may be able to achieve by arbitrating rather than litigating cases.

*The [[Consumer Financial Protection Bureau]] is authorized under the Dodd-Frank Act to restrict the use of pre-dispute arbitration clauses in financial contracts, based on the results of a study it is currently (as of 2014) conducting.  This could have a profound effect on the availability of a streamlined forum where consumers can bring legal claims against banks, as well as the availability of financial products resulting from the savings banks may be able to achieve by arbitrating rather than litigating cases.

*The [[IRS]] promulgated a rule under [[Obamacare]] that will provide subsidies to individuals purchasing health insurance on exchanges, whether they are run by States or by the federal government.  Some challengers argue that the literal text for Obamacare only allows the federal government to provide for subsidies on state-run exchanges, not federally-run exchanges.

*The [[IRS]] promulgated a rule under [[Obamacare]] that will provide subsidies to individuals purchasing health insurance on exchanges, whether they are run by States or by the federal government.  Some challengers argue that the literal text for Obamacare only allows the federal government to provide for subsidies on state-run exchanges, not federally-run exchanges.