Changes

The second year posed a number of different challenges for the law.  The open season started on November 15 and runs through February 15, 2015. The federal exchange website (healthcare.gov) did not have as many problems during the second open season as it had during the first. HHS reports that 6.6 million people have enrolled or were "automatically re-enrolled" on the Federal exchange through January 2, 2015.<ref>{{cite web|url=http://www.hhs.gov/healthcare/facts/blog/2015/01/open-enrollment-week-seven.html|title=Open Enrollment Week 7: December 27, 2014 – January 2, 2015|date=January 7, 2015|accessdate=January 9, 2015|work=hhs.gov}}</ref>  The fees or penalties on individuals who fail to enroll in health insurance for 2015 are: either 2% of the taxpayer's income, or $325 per adult ($162.50 per child) — whichever is higher.<ref>https://www.healthcare.gov/quick-guide/ Retrieved January 9, 2015.</ref>  The IRS will have to implement their new computer systems for calculating the tax credit that each taxpayer was due under the ACA for 2014 and then compare it to the subsidies that the taxpayer received in 2014 and then collect or refund any differences.  This may be a surprising new complication to taxpayers as they attempt to file their tax returns for 2014.

The second year posed a number of different challenges for the law.  The open season started on November 15 and runs through February 15, 2015. The federal exchange website (healthcare.gov) did not have as many problems during the second open season as it had during the first. HHS reports that 6.6 million people have enrolled or were "automatically re-enrolled" on the Federal exchange through January 2, 2015.<ref>{{cite web|url=http://www.hhs.gov/healthcare/facts/blog/2015/01/open-enrollment-week-seven.html|title=Open Enrollment Week 7: December 27, 2014 – January 2, 2015|date=January 7, 2015|accessdate=January 9, 2015|work=hhs.gov}}</ref>  The fees or penalties on individuals who fail to enroll in health insurance for 2015 are: either 2% of the taxpayer's income, or $325 per adult ($162.50 per child) — whichever is higher.<ref>https://www.healthcare.gov/quick-guide/ Retrieved January 9, 2015.</ref>  The IRS will have to implement their new computer systems for calculating the tax credit that each taxpayer was due under the ACA for 2014 and then compare it to the subsidies that the taxpayer received in 2014 and then collect or refund any differences.  This may be a surprising new complication to taxpayers as they attempt to file their tax returns for 2014.

According to HHS, 25 percent more issuers have joined their Marketplace for 2015, and consumers can choose from an average of 40 health plans, which is up from 30 in 2014.<ref>{{cite web|url=http://www.hhs.gov/healthcare/facts/factsheets/2014/10/affordable-care-act-is-working.html|title=The Affordable Care Act is Working|work=hhs.gov|date=January 8, 2015|accessdate=January 9, 2014</ref>

According to HHS, 25 percent more issuers have joined their Marketplace for 2015, and consumers can choose from an average of 40 health plans, which is up from 30 in 2014.<ref>{{cite web|url=http://www.hhs.gov/healthcare/facts/factsheets/2014/10/affordable-care-act-is-working.html|title=The Affordable Care Act is Working|work=hhs.gov|date=January 8, 2015|accessdate=January 9, 2014</ref> To promote plan enrollment to young people, President Obama appeared on the '''Colbert Report''' on December 8, 2014.<ref>{{cite web|url=http://thecolbertreport.cc.com/videos/88p9oh/the-word---president-barack-obama---to-health-in-a-handbasket|title=The Word - President Barack Obama - To Health in a Handbasket|date=December 8, 2014|retrieved=January 9, 2015}}(ACA is "half as popular as a grumpy cat video")</ref>

== Obama Administration health care plan and liberal elitism ==

== Obama Administration health care plan and liberal elitism ==