*[http://www.wsj.com/articles/SB112553966818328701 "Did Credit-Card Issuers Collude to Force Arbitration?"]--according to a 2014 decision by a judge in the United States District Court for the Southern District of New York, the answer is no | *[http://www.wsj.com/articles/SB112553966818328701 "Did Credit-Card Issuers Collude to Force Arbitration?"]--according to a 2014 decision by a judge in the United States District Court for the Southern District of New York, the answer is no |