Changes

A '''Bank Account''' is record held by a [[bank]] of [[money]] you have given to them for safekeeping and profit.  The account holder will usually receive a certain percentage extra (or interest) added to his/her record periodically, to pay the holder back for lending his/her money to that [[bank]].  

A '''Bank Account''' is record held by a [[bank]] of [[money]] you have given to them for safekeeping and profit.  The account holder will usually receive a certain percentage extra (or interest) added to his/her record periodically, to pay the holder back for lending his/her money to that [[bank]].  

A holder may lend more [[money]] to the [[bank]] (to be added on to his/her account) or withdraw (take back) some of the money previously lent.  A bank account cannot really have a negative balance, but this is shown sometime is it is overdrawn (more [[money]] was taken out that was owed to you). <ref>"How Banks Work." The Mint. Web. 3 Dec. 2015. <http://www.themint.org/kids/how-banks-work.html>.</ref>

A holder may lend more [[money]] to the [[bank]] (to be added on to his/her account) or withdraw (take back) some of the money previously lent.  A bank account cannot really have a negative balance, but this is shown sometimes if it is overdrawn (more [[money]] was taken out that was owed to you). <ref>"How Banks Work." The Mint. Web. 3 Dec. 2015. <http://www.themint.org/kids/how-banks-work.html>.</ref>

If more money is needed that in is the holders account, then taking out a [[loan]] from the [[bank]] may be necessary. In this case, rather than receiving a certain percentage back, a certain percentage extra must be paid later.  In this case, you take on the role which the bank has had until now.

If more money is needed that in is the holders account, then taking out a [[loan]] from the [[bank]] may be necessary. In this case, rather than receiving a certain percentage back, a certain percentage extra must be paid later.  In this case, you take on the role which the bank has had until now.