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14 bytes added ,  06:28, March 2, 2016
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→‎Loans: corrected another internal link
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==Loans==
 
==Loans==
When banks make loans they charge a [[rate of interest]] to do so.  That rate is always higher than the rate they pay out for deposits.  The most common form of loan is a [[home loan]], although banks can also make [[personal loans]], [[business loans]] or provide [[home equity line]]s based upon the [[equity]] in a home after all loans against the [[private property|property]] are subtracted.  Loan availability and loan rates usually based upon yearly [[household income]] and [[credit score]]s.
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When banks make loans they charge a [[Interest rate|rate of interest]] to do so.  That rate is always higher than the rate they pay out for deposits.  The most common form of loan is a [[home loan]], although banks can also make [[personal loans]], [[business loans]] or provide [[home equity line]]s based upon the [[equity]] in a home after all loans against the [[private property|property]] are subtracted.  Loan availability and loan rates usually based upon yearly [[household income]] and [[credit score]]s.
    
==Insurance==
 
==Insurance==
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