Changes

"A Roth IRA is setup and funded by an individual; however, some employer/group plans can have Roth accounts.  A Roth is unique in that it is funded with after-[[tax]] [[dollar]]s, meaning the individual does not deduct the contribution from that year’s [[income tax]]es.  He or she pays income taxes on the dollars earned and then contributes to the Roth.  The benefit of this account type is that the distributions at retirement age are 100% tax-free. No income tax is claimed from the distribution."<ref>http://survivalblog.com/guest-post-self-directing-your-retirement-sheltering-the-fruits-of-your-labor-by-will-lehr Accessed December 8, 2014</ref>

"A Roth IRA is setup and funded by an individual; however, some employer/group plans can have Roth accounts.  A Roth is unique in that it is funded with after-[[tax]] [[dollar]]s, meaning the individual does not deduct the contribution from that year’s [[income tax]]es.  He or she pays income taxes on the dollars earned and then contributes to the Roth.  The benefit of this account type is that the distributions at retirement age are 100% tax-free. No income tax is claimed from the distribution."<ref>http://survivalblog.com/guest-post-self-directing-your-retirement-sheltering-the-fruits-of-your-labor-by-will-lehr Accessed December 8, 2014</ref>

Roth IRAs can be contain [[investment]]s in [[securities]], most often [[common stock]]s and [[Bond|bonds]], typically through [[mutual fund]]s. Roth IRAs also, less commonly, allow other investments, including [[real estate]], [[derivative]]s, notes, [[certificates of deposit]], and  are possible). Roth IRAs also allow [[annuity|annuities]] bought from a [[life insurance]] company.  

Roth IRAs can be contain [[investment]]s in [[securities]], most often [[common stock]]s and [[bond]]s, typically through [[mutual fund]]s. Roth IRAs also, less commonly, allow other investments, including [[real estate]], [[derivative]]s, notes, [[certificates of deposit]], and  are possible). Roth IRAs also allow [[annuity|annuities]] bought from a [[life insurance]] company.   In addition, under Internal Code Section 408(m)

 

, both participant-directed accounts and IRAs '''cannot''' invest in collectibles, such as art, antiques, gems, coins, or alcoholic beverages, and they can invest in certain precious metals only if they meet specific requirements.

*[[Self-directed IRA]] and [[IRA]], [[401(k)]], Roth IRA, [[403(b)]], [[Retirement]], [[Social security]]

*[[Stock]]s and [[Bond]]s

 

'''Contrast with:'''

 

*[[Invest in tangibles]] - [[Rural]] [[farm]] [[land]], [[Tools]], [[Food storage]], [[Precious Metals]]

*[[Agriculture]]-[[Permaculture]]: [[Growing your own food]], [[Food and water storage]]

 

==Further Reading==

==Further Reading==

* {{Cite book

* {{Cite book

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[[Category:Real Estate]]

[[Category:Real Estate]]

[[Category:Finance]]

[[Category:Finance]]