'''Subprime loans''' are targeted toward borrowers with [[poor credit]], and they generally carry higher [[interest rates]] than conventional [[loans]].<ref> [http://www.washingtonpost.com/wp-dyn/content/article/2008/06/09/AR2008060902626.html How HUD Mortgage Policy Fed The Crisis]</ref>
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'''Subprime loans''' are targeted toward borrowers with [[poor credit]], and they generally carry higher [[interest rates]] than conventional [[loans]].<ref>[http://www.washingtonpost.com/wp-dyn/content/article/2008/06/09/AR2008060902626.html How HUD Mortgage Policy Fed The Crisis]</ref>