:In Massachusetts, individuals must purchase health insurance or pay a tax penalty. Businesses must offer their staff insurance or pay $295 per worker to a fund for the uninsured. Vermont has a similar "pay or play" employer mandate, with a $365 penalty per worker. Hawaii requires employers to provide coverage to all employees working more than 20 hours a week. | :In Massachusetts, individuals must purchase health insurance or pay a tax penalty. Businesses must offer their staff insurance or pay $295 per worker to a fund for the uninsured. Vermont has a similar "pay or play" employer mandate, with a $365 penalty per worker. Hawaii requires employers to provide coverage to all employees working more than 20 hours a week. |