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State and local governments are not required to observe Federal holidays, but many do observe all or most of them as holidays (for example, [[Texas]] observes all Federal holidays except Columbus Day). In addition, they also may observe holidays with special local or statewide significance (for example, Texas observes April 21 as a "partial staffing holiday"; April 21 is San Jacinto Day, the day on which Texas won its independence over Mexico) as well as religious holidays (Texas allows the following days to be "optional holidays" in lieu of "partial staffing holidays: [[Good Friday]], [[Yom Kippur]], and [[Rosh Hashanah]]).<ref>In Texas, a "partial staffing day" is a day on which state offices must be open, though with limited staff; an employee may take that day as a holiday or one of the "optional holidays" instead.</ref>
State and local governments are not required to observe Federal holidays, but many do observe all or most of them as holidays (for example, [[Texas]] observes all Federal holidays except Columbus Day). In addition, they also may observe holidays with special local or statewide significance (for example, Texas observes April 21 as a "partial staffing holiday"; April 21 is San Jacinto Day, the day on which Texas won its independence over Mexico) as well as religious holidays (Texas allows the following days to be "optional holidays" in lieu of "partial staffing holidays: [[Good Friday]], [[Yom Kippur]], and [[Rosh Hashanah]]).<ref>In Texas, a "partial staffing day" is a day on which state offices must be open, though with limited staff; an employee may take that day as a holiday or one of the "optional holidays" instead.</ref>
While banks are required to observe Federal holidays, private businesses are not required to do so, and (outside of the more notable days) may open to capture business from people doing errands on a day off.
While banks are required to observe Federal holidays (and the stock market is closed on all but two of them), private businesses are not required to do so, and (outside of the more notable days) may open to capture business from people doing errands on a day off.
==Federal Holidays==
==Federal Holidays==