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Notwithstanding that Slusher and Ospital's estate were willing to settle for $25,000 each (the policy limit), State Farm decided to contest liability, and repeatedly assured Campbell that his assets were safe, he had no liability for the accident and did not need to procure separate counsel.
 
Notwithstanding that Slusher and Ospital's estate were willing to settle for $25,000 each (the policy limit), State Farm decided to contest liability, and repeatedly assured Campbell that his assets were safe, he had no liability for the accident and did not need to procure separate counsel.
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Unsurprisingly, a jury found Campbell at fault and awarded $185,849 to Slusher and Ospital's estate, whereupon State Farm refused to pay nor would it pay a bond to appeal the verdict, leaving Campbell to hire separate counsel to appeal the verdict and potentially on the hook for the entire amount.
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Unsurprisingly, a jury found Campbell at fault and awarded $185,849 to Slusher and Ospital's estate, whereupon State Farm refused to pay nor would it pay a bond to appeal the verdict, leaving Campbell to hire separate counsel to appeal the verdict and potentially be liable for the entire amount.
    
While the case was on appeal, in 1984 Campbell reached a settlement with Slusher and Ospital's estate, in which they would not seek satisfaction of the judgment against Campbell, while Campbell agreed to file a bad faith action against State Farm and give Slusher and Ospital's estate (who's attorneys would represent Campbell and make all decisions involving the case) 90 percent of anything Campbell collected.  The case would become final in 1989 when the Utah Supreme Court upheld the original verdict against Campbell, after which State Farm then decided to pay the entire amount of the judgment; nevertheless, Campbell filed suit.
 
While the case was on appeal, in 1984 Campbell reached a settlement with Slusher and Ospital's estate, in which they would not seek satisfaction of the judgment against Campbell, while Campbell agreed to file a bad faith action against State Farm and give Slusher and Ospital's estate (who's attorneys would represent Campbell and make all decisions involving the case) 90 percent of anything Campbell collected.  The case would become final in 1989 when the Utah Supreme Court upheld the original verdict against Campbell, after which State Farm then decided to pay the entire amount of the judgment; nevertheless, Campbell filed suit.
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