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Using data on secured bank loans, they show that bank loan originations fell by nearly one-third between 2007 and 2010. After reaching the trough in 2010, bank lending slowly recovered from 2010 to 2016 but remained sluggish. At the same time, nonbank lenders expanded lending by 70 percent, significantly more than banks. By the end of 2016, nonbank lenders had a market share of nearly 60 percent in small business lending.[https://bpi.com/assessing-the-decline-in-bank-lending-to-businesses/#:~:text=As%20shown%20in%20Exhibit%202,over%2080%20percent%20in%202021.]

Using data on secured bank loans, they show that bank loan originations fell by nearly one-third between 2007 and 2010. After reaching the trough in 2010, bank lending slowly recovered from 2010 to 2016 but remained sluggish. At the same time, nonbank lenders expanded lending by 70 percent, significantly more than banks. By the end of 2016, nonbank lenders had a market share of nearly 60 percent in small business lending.[https://bpi.com/assessing-the-decline-in-bank-lending-to-businesses/#:~:text=As%20shown%20in%20Exhibit%202,over%2080%20percent%20in%202021.]

Nonbank mortgage lenders in the U.S. issued 68.1% of all mortgages originated in 2020, up from 58.9% in 2019, according to industry research firm Inside Mortgage Finance. That is their highest market share on record and their biggest yearly gain since 2014.[https://archive.md/WlUvL] [[User:Conservative|Conservative]] ([[User talk:Conservative|talk]]) 17:35, August 19, 2023 (EDT)

Nonbank mortgage lenders in the U.S. issued 68.1% of all mortgages originated in 2020, up from 58.9% in 2019, according to industry research firm Inside Mortgage Finance. That is their highest market share on record and their biggest yearly gain since 2014.[https://archive.md/WlUvL]  

 

And unlike the banksters, private equity lenders and investors did not take TARP money. 17:41, August 19, 2023 (EDT)