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→In the United States
==In the United States==
==In the United States==
In the United States, health insurance is a service provided by private companies. Generally, businesses in the United States negotiate health insurance services for their employees, who then pay for a portion their health insurance with an automatic deduction from their paychecks, although some people buy health insurance services on their own.
In the United States, health insurance is a service provided by private companies. Generally, businesses in the United States [[negotiate]] health insurance services for their employees, who then pay for a portion their health insurance with an automatic deduction from their paychecks, although some people buy health insurance services on their own.
There are two types of payments for insurance services under the American model. The periodic payment, paid in order to maintain health insurance coverage, is called the [[premium]]. When a worker's insurance pays a medical expense, a certain fixed amount of the expense is paid by the worker. This payment is called the [[deductible]]. Some insurance policies require a [[copayment]], which is a minimum amount that must be paid by the patient at each doctor's visit.
There are two types of payments for insurance services under the American model. The periodic payment, paid in order to maintain health insurance coverage, is called the [[premium]]. When a worker's insurance pays a medical expense, a certain fixed amount of the expense is paid by the worker. This payment is called the [[deductible]]. Some insurance policies require a [[copayment]], which is a minimum amount that must be paid by the patient at each doctor's visit.