Changes

There are two types of payments for insurance services under the American model. The periodic payment, paid in order to maintain health insurance coverage, is called the [[premium]]. When a worker's insurance pays a medical expense, a certain fixed amount of the expense is paid by the worker. This payment is called the [[deductible]].

There are two types of payments for insurance services under the American model. The periodic payment, paid in order to maintain health insurance coverage, is called the [[premium]]. When a worker's insurance pays a medical expense, a certain fixed amount of the expense is paid by the worker. This payment is called the [[deductible]].

While most Americans with health insurance through a private company, the United States federal government does provide insurance to certain US citizens. Impovrished people may be eligible for [[Medicaid]], which is a program funded by the federal government and administered by the states, and elderly and disabled people are eligible for [[Medicare]], which is administered and funded by the federal government.

While most Americans with health insurance through a private company, the United States federal government does provide insurance to certain US citizens. Impoverished people may be eligible for [[Medicaid]], which is a program funded by the federal government and administered by the states, and elderly and disabled people are eligible for [[Medicare]], which is administered and funded by the federal government.

==See also==

==See also==

*[[HMO]], i.e., "[[health maintenance organization]]"

*[[HMO]], i.e., "[[health maintenance organization]]"