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===Money Laundering===

===Money Laundering===

Another way the Patriot Act fights terrorism is by cutting off sources of illegal funding, which it does by attempting to curtail money laundering. The act requires all monetary institutions (the definition of which is very broad; it includes [[pawn brokers]], [[insurance]] agencies, and [[diamond]] dealers) to enact a four part program.<ref name="serino">Serino, Robert. “Anti-Laundering Concerns Not Just for Banks Anymore.” American Banker, November 30th, 2001, vol. 167, iss. 229, p. 9</ref> The institution must appoint a compliance officer, establish a training program to recognize money laundering, establish a testing or auditing program to evaluate the accuracy of laundering detection and establish policies to avoid being used to launder money.<ref name="serino" />

Another way the Patriot Act fights terrorism is by cutting off sources of illegal funding, which it does by attempting to curtail money laundering. The act requires all monetary institutions (the definition of which is very broad; it includes [[pawn broker]]s, [[insurance]] agencies, and [[diamond]] dealers) to enact a four part program.<ref name="serino">Serino, Robert. “Anti-Laundering Concerns Not Just for Banks Anymore.” American Banker, November 30th, 2001, vol. 167, iss. 229, p. 9</ref> The institution must appoint a compliance officer, establish a training program to recognize money laundering, establish a testing or auditing program to evaluate the accuracy of laundering detection and establish policies to avoid being used to launder money.<ref name="serino" />

===Definition of Terrorism===

===Definition of Terrorism===