Changes

A '''checking account''' or '''direct deposit account''' is an account held by a bank against which debits can be drawn on the customer's demand. The account is used as a means to hold the customer's funds which they can access by a variety of means including direct withdrawal either from a teller or an [[Automated Teller Machine]], use of an access check, use of a debit card using either a PIN or by authorization through the Visa or Mastercard network, [[Automated Clearing House]] withdrawal, or wire transfer.