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:In Massachusetts, individuals must purchase health insurance or pay a tax penalty. Businesses must offer their staff insurance or pay $295 per worker to a fund for the uninsured. Vermont has a similar "pay or play" employer mandate, with a $365 penalty per worker. Hawaii requires employers to provide coverage to all employees working more than 20 hours a week.
 
:In Massachusetts, individuals must purchase health insurance or pay a tax penalty. Businesses must offer their staff insurance or pay $295 per worker to a fund for the uninsured. Vermont has a similar "pay or play" employer mandate, with a $365 penalty per worker. Hawaii requires employers to provide coverage to all employees working more than 20 hours a week.
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Procedurally, Democrats could try to attach a massive new plan to their expected extension and expansion of "SCHIP", which is health coverage for children due to expire in spring 2009.<ref>http://thecaucus.blogs.nytimes.com/2008/12/05/daschle-begins-leading-health-care-reform/</ref>  Alternatively, the Democrats could try to insert a massive government takeover of health into a jobs "stimulus" package supposedly to boost the struggling economy.  Either approach would be consistent with Ted Kennedy's desire to move quickly before he leaves office for his own health reasons.  More cautiously, the Democrats could take the entire year of 2009 and even 2010 revising and debating a new health care plan.
    
Each of the new Democratic plans is summarized below.
 
Each of the new Democratic plans is summarized below.
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Baucus's plan would create an unusual type of "competition" between a taxpayer-subsidized government insurance plan and existing private insurance plans.  But with the government able to regulate the private insurance plans, it is doubtful that this competition will have any positive effect.  Both, for example, would likely be required to pay for [[abortion]].
 
Baucus's plan would create an unusual type of "competition" between a taxpayer-subsidized government insurance plan and existing private insurance plans.  But with the government able to regulate the private insurance plans, it is doubtful that this competition will have any positive effect.  Both, for example, would likely be required to pay for [[abortion]].
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Ted Kennedy was reportedly critical of Baucus's early release of his plan, which indicates that Kennedy (and, presumably, Obama) is not likely to support Baucus's plan.
    
== Barack Obama's Plan ==
 
== Barack Obama's Plan ==
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