In a "'''claims-made'''" [[insurance]] policy, the period of coverage applies to when the claims are filed rather than when the underlying events occurred. Usually "claims-made" policies also include exclusions of claims based on acts or occurrences prior to the purchase of the policy. | In a "'''claims-made'''" [[insurance]] policy, the period of coverage applies to when the claims are filed rather than when the underlying events occurred. Usually "claims-made" policies also include exclusions of claims based on acts or occurrences prior to the purchase of the policy. |