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Line 1: − The '''Savings Rate''' is an economic term referring to the personal savings expressed as a percentage of disposable [[income]] - the income remaining after [[income tax|income taxes]] and payroll taxes are accounted for.+ − − Currently Americans have a Savings Rate of nearly 0, that is, they exactly what than the earn.<ref>http://www.bea.gov/briefrm/saving.htm</ref> In 2005 the [[U.S. Commerce Department]]'s Bureau of Economic Analysis report showed a negative savings rate of 0.5 percent for the year. That had not happened since the [[Great Depression]]. − − ==See Also== − *[[Paradox of thrift]] − − ==References== − {{reflist}} − − [[Category:Economics]]
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