Changes

'''Garnishment''' is a method of seizing assets of a [[judgment-debtor]], which are in the hands of a third party.

'''Garnishment''' is a method of seizing assets of a [[judgment debtor]], which are in the hands of a third party.

For example, garnishment is used by a [[judgment-creditor]] to make a claim to moneys of a judgment-debtor in a bank.

For example, garnishment is used by a [[judgment creditor]] to make a claim to moneys of a judgment-debtor in a bank.

As a remedy, it is considered harsh.  Some states, by constitutional law, provide that garnishment of wages for consumer debt is illegal.  Texas provides as much by Article 49 of its Constitution.  However, even in those states [[wage garnishment]] is permitted for child support, government-backed student loans, and certain federal taxes."

As a remedy, it is considered harsh.  Some states, by constitutional law, provide that garnishment of wages for consumer debt is illegal.  Texas provides as much by Article 49 of its Constitution.  However, even in those states [[wage garnishment]] is permitted for child support, government-backed student loans, and certain federal taxes."