| − | Investopedia defines '''rate of return''' as "The gain or loss on an investment over a specified period, expressed as a percentage increase over the initial investment cost. Gains on investments are considered to be any income received from the security plus realized capital gains.[http://www.investopedia.com/terms/r/rateofreturn] | + | Investopedia defines '''rate of return''' as "The gain or loss on an investment over a specified period, expressed as a percentage increase over the initial investment cost. Gains on investments are considered to be any income received from the security plus realized capital gains."[http://www.investopedia.com/terms/r/rateofreturn] |