Medicare Part A

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Medicare Part A is hospital insurance that pays for inpatient hospital stays, care in a skilled nursing facility, hospice care, and some home health care.[1]


People are eligible for "premium-free" (no cost)[2] Medicare Part A if:

You are 65 or older and you are receiving, or are eligible for, retirement benefits from Social Security or the Railroad Retirement Board, or
You are under 65 and you have received or are receiving Railroad Retirement disability benefits for the prescribed time or Social Security Act disability benefits, or
You or your spouse had Medicare-covered government employment, or
You are under 65 and have End-Stage Renal Disease (ESRD).

If you are not eligible for premium-free Medicare Part A, you can buy Part A by paying a monthly premium if:

You are age 65 or older, and
You are also enrolled in Medicare Part B (out-patient insurance), and
You are a resident of the United States, and are either a citizen or an alien lawfully admitted for permanent residence who has lived in the United States continuously during the 5 years immediately before the month in which you apply.[3]