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African-Americans pay too much into Social Security while working and get back too little in retirement benefits to make Social Security a viable benefit. {{fact}}

African-Americans pay too much into Social Security while working and get back too little in retirement benefits to make Social Security a viable benefit. {{fact}}

How much you get from Social Security depends partly on how long you live, and African-Americans generally have lower life expectancies than other groups.{{fact}} When a black man reaches age 65, he is expected to live only another 13.9 years,{{fact}} almost 2 years (24 payments) less than a white male. The RAND Corporation concluded that, because of differences in life expectancies and marriage rates, on a life-time basis the income transfer from blacks to whites is as much as $10,000 per person.{{fact}}

The amount of social security benefits received is partly dependent on the length of one's life, and African-Americans generally have lower life expectancies than other groups.{{fact}} When a black man reaches age 65, he is expected to live only another 13.9 years,{{fact}} almost 2 years (24 payments) less than a white male. The RAND Corporation concluded that, because of differences in life expectancies and marriage rates, on a life-time basis the income transfer from blacks to whites is as much as $10,000 per person.{{fact}}

African-Americans often do not have enough money left over after paying taxes to save for retirement.{{fact}} Elderly African-Americans are much more likely than other groups to be totally dependent on Social Security for retirement income.{{fact}} Social Security's benefits are simply not enough: the poverty rates among black elderly women is 29 percent-almost twice the rate for all women.{{fact}}

African-Americans often do not have enough money left over after paying taxes to save for retirement.{{fact}} Elderly African-Americans are much more likely than other groups to be totally dependent on Social Security for retirement income.{{fact}} Social Security's benefits are simply not enough: the poverty rates among black elderly women is 29 percent-almost twice the rate for all women.{{fact}}