nsTeam1RO, nsTeam1RW, nsTeam1_talkRO, nsTeam1_talkRW
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*Because a credit card is an open line of credit, they require disciplined use. If a customer is assigned a credit line with a minimum payment higher than they can afford, they must take care not to charge too much on the card.
*Because a credit card is an open line of credit, they require disciplined use. If a customer is assigned a credit line with a minimum payment higher than they can afford, they must take care not to charge too much on the card.
==As protection==
==Dispute rights==
If a consumer makes a credit card purchase and the merchant doesn't send the item, or it is not the way the merchant described it, the consumer is protected from having to pay for the item in most cases.
If a consumer makes a credit card purchase and the merchant doesn't send the item, or it is not the way the merchant described it, the consumer is protected from having to pay for the item in most cases.