Changes

A '''natural disaster''' is a disaster caused by natural forces.  An example would be a [[volcano]], or a [[hurricane]].

A '''natural disaster''' is a disaster caused by natural forces.  An example would be a [[volcano]] eruption, [[earthquake]], or a [[hurricane]].

Insurance agencies often refer to natural disasters as "Acts of God".<ref>http://www.chiff.com/personal_finance/insurance-acts-god.htm</ref>  Many policies have provisions that companies will not insure against such occurrences.  For instance home owner's insurance in southern California does not cover [[earthquake]]s. Earthquake protection must be purchased separately.

Insurance agencies often refer to natural disasters as "Acts of God".<ref>http://www.chiff.com/personal_finance/insurance-acts-god.htm</ref>  Many policies have provisions that companies will not insure against such occurrences.  For instance home owner's insurance in southern California does not cover damage done as a result of earthquakes. Earthquake protection must be purchased separately.

The original reference to "Acts of God" in regard to insurance claims came through a court case in 1803.<ref>http://www.phrases.org.uk/meanings/23550.html</ref>

The original reference to "Acts of God" in regard to insurance claims came through a court case in 1803.<ref>http://www.phrases.org.uk/meanings/23550.html</ref>