Insurance agencies often refer to natural disasters as "Acts of God".<ref>http://www.chiff.com/personal_finance/insurance-acts-god.htm</ref> Many policies have provisions that companies will not insure against such occurrences. For instance home owner's insurance in southern California does not cover damage done as a result of earthquakes. Earthquake protection must be purchased separately. | Insurance agencies often refer to natural disasters as "Acts of God".<ref>http://www.chiff.com/personal_finance/insurance-acts-god.htm</ref> Many policies have provisions that companies will not insure against such occurrences. For instance home owner's insurance in southern California does not cover damage done as a result of earthquakes. Earthquake protection must be purchased separately. |