Changes

A '''credit card''' is an access card to a line of [[credit]] issued by a bank.  It is intended to be used as a revolving account meaning that consumers are assigned a credit limit and may make any purchase that doesn't exceed that limit, but must make either partial or full payments every month.  As long as customers have available credit and their payments are up to date, they may continue to make purchases using the card up to their credit limit.  Credit cards make it easier and more convenient for a consumer make purchases inasmuch as:

A '''credit card''' is an access card to a line of [[credit]] issued by a bank.  It is intended to be used as a revolving account meaning that consumers are assigned a credit limit and may make any purchase that doesn't exceed that limit, but must make either partial or full payments every month.  As long as customers have available credit and their payments are up to date, they may continue to make purchases using the card up to their credit limit.  Credit cards make it easier and more convenient for a consumer make purchases inasmuch as:

*cardholders do not need to carry [[cash]];

*cardholders do not need to carry [[cash]];

*cardholders can make purchases and pay them off over time buy things even if they do not have enough money in their [[bank account]] to pay for them at the time of purchase;

*cardholders can make purchases and pay them off over time allowing them to buy things even if they do not have enough money in their [[bank account]] to pay for them at the time of purchase;

*cardholders are protected against many billing errors by [[merchant]]s and from [[fraud]].

*cardholders are protected against many billing errors by [[merchant]]s and from [[fraud]].