Changes

*'' similar to a credit card company telling a person with either no income or little income who has maxed out on his credit card ''

*'' similar to a credit card company telling a person with either no income or little income who has maxed out on his credit card ''

umm, yes  and no. The out of control debt is largely the result of ''non''-discretionary spending, i.e., spending on autopilot. So the comparsison to a credit card limit technically is misleading, because nobody that I know is mandated by law to max out their credit card.  [[User:RobSmith|Rob Smith]] 15:16, 3 August 2011 (EDT)

umm, yes  and no. The out of control debt is largely the result of ''non''-discretionary spending, i.e., spending on autopilot. So the comparsison to a credit card limit technically is misleading, because nobody that I know is mandated by law to max out their credit card.  [[User:RobSmith|Rob Smith]] 15:16, 3 August 2011 (EDT)