Changes

'''Privacy'''<br />

'''Privacy'''<br />

Many are concerned that federated digital identity places too much importance on "''who'' are you":

Many are concerned that federated digital identity places too much importance on "''who'' are you" (as if what a service provider can establish from cards and multifactor authentication falls short and that knowledge of one's business history is needed at each new signup):

::''It is important to differentiate between digital identification and digital authentication. Digital authentication is something most of us do every day – logging on to our favourite social media site, signing into an account with our preferred ecommerce retailer, or even accessing our mobile device through a thumb scan. Authentication is the act of proving that the person accessing my account or device is me, usually through a PIN, password, biometric identifier or other form factor. Authentication is designed to answer the question “Is that you?” Identification, by contrast, is more complex. Identification is intended to answer the question “Who are you?” Digital ID is the challenge of answering “Who are you? with a high degree of certainty, without resorting to face-to-face interaction and the exchange of physical documents.''<ref>"White Paper: Canada’s Digital ID Future - A Federated Approach", Posted on: May 30, 2018, https://cba.ca/embracing-digital-id-in-canada</ref>

::''It is important to differentiate between digital identification and digital authentication. Digital authentication is something most of us do every day – logging on to our favourite social media site, signing into an account with our preferred ecommerce retailer, or even accessing our mobile device through a thumb scan. Authentication is the act of proving that the person accessing my account or device is me, usually through a PIN, password, biometric identifier or other form factor. Authentication is designed to answer the question “Is that you?” Identification, by contrast, is more complex. Identification is intended to answer the question “Who are you?” Digital ID is the challenge of answering “Who are you? with a high degree of certainty, without resorting to face-to-face interaction and the exchange of physical documents.''<ref>"White Paper: Canada’s Digital ID Future - A Federated Approach", Posted on: May 30, 2018, https://cba.ca/embracing-digital-id-in-canada</ref>